What is the APB?
Associação Portuguesa de Bancos (Portuguese Bank Association - APB) is the main body representing the banking sector in Portugal. The APB is a private, non-profit business association.
Its purpose is to represent its members in relations with the authorities responsible for regulating banking activities and for drafting economic policy in order to help improve the regulatory system and the quality of banking services and to reduce risk levels. It also seeks to provide education and information on banking to the general public and encourage measures that lead to a better relationship between the banks and their customers and broader access for the public to financial products and services.
Where is it?
Avenida da República, 35 – 5º, 1050-186 Lisboa
What are the APB's contact details?
Telephones number: 00 351 213 510 070
Fax: 00 351 213 579 533/ 213 529 682
Email: apbancos@apb.pt
When was it founded?
It was founded on 10 August 1984 by Decree-Law 215-C/75 of 30 April. The deeds setting up the APB were published in Diário da República III Série on 12 April 1985
What were its founding banks?
Banco Borges e Irmão, Banco Comercial dos Açores, Banco do Brasil, Banco Espírito Santo e Comercial de Lisboa, Banco de Fomento Nacional, Banco Nacional Ultramarino, Banco Fonsecas & Burnay, Banco Pinto & Sotto Mayor, Banco Português do Atlântico, Bank of London and South America, Caixa Económica do Funchal, Caixa Económica Montepio Geral, Caixa Geral de Depósitos, Credit Franco Portugais, Crédito Predial Português, União de Bancos Portugueses and Lloyds Bank
How many members does it have?
It has 21. Almost all Portuguese banks are members, plus the foreign banks operating in Portugal. Its members represent around 96% of the banking system's assets. The APB represents 21 of the 34 banks registered at Banco de Portugal.
Who is the current President of the APB?
Fernando Faria de Oliveira
When does his term of office end?
In 2015
What is the term of office of the APB's bodies?
It is three years. The present bodies were elected in 2012 and their term of office ends in 2015.
Who are the former APB Presidents?
| Álvaro Pinto Correia (Eng.) |
|
18-10-1984 to 12-02-1985 |
| Raúl Almeida Capela |
|
13-02-1985 to 23-11-1987 |
| Alexandre Vaz Pinto |
|
24-11-1987 to 10-12-1990 |
| Alexandre Vaz Pinto |
|
11-12-1990 to 22-03-1994 |
| João Salgueiro |
|
23-03-1994 to 15-04-1997 |
| João Salgueiro |
|
16-04-1997 to 27-03-2003 |
| João Salgueiro |
|
28-04-2003 to 28-03-2006 |
| João Salgueiro |
|
29-03-2006 to 31-03-2009 |
| António de Sousa |
|
29-06-2009 to 04-04-2012 |
At which institutions and bodies is the APB represented?
FBE - Fédération Bancaire de l'Union Européenne
Advisory Board of Instituto dos Actuários Portugueses
Comissão Normalização Contabilística
Conselho Nacional do Consumo
Conselho Económico e Social
National Board of Mercado de Valores Mobiliários
Advisory Board of CMVM
Advisory Committee Operacional da Interbolsa
General Advisory Committee of Interbolsa
Northern Region Coordinating Committee
Forum for Competitiveness - Associação para o Desenvolvimento Empresarial
Instituto dos Valores Mobiliários
Instituto do Direito Bancário (joint founder in 1996)
Banco de Portugal:
Advisory Board
Management Committee of the Deposit Guarantee Fund
Settlement Systems Forum
CISP - Interbank Committee for Settlement Systems
Interbank Cash Working Group
What is the IFB?
Instituto de Formação Bancária (Portuguse Bank Training Institute - IFB) belongs to the APB. It is responsible for training in the banking sector. Its mission is to reinforce banking culture and foster the development of the Portuguese financial sector by improving the qualifications of its human resources.
Who can take the IFB's courses?
Employees of the APB's member banks, though it is open to individuals and entities from other sectors
What types of training does it offer?
- Training of candidates: people aged under 25 who have completed the 9th but not the 12th grade and are candidates for banking jobs
- Basic training: New recruits and employees with some experience, managers, commercial staff and account managers
- Intermediate training: Directors, supervisors and managers
- Higher Education (Instituto Superior de Gestão Bancária - School of Bank Management): Professionals in the financial and other sectors, young people completing upper secondary school and wishing to obtain academic qualifications in banking and highly qualified people (directors and senior managers) wishing to further their knowledge in highly specialised areas in conferences and Executive Courses
