A new edition of InforBanca magazine has just been published online

The Governor of the Banco de Portugal, Álvaro Santos Pereira, examines economies in general, with particular emphasis on the performance and resilience demonstrated by the Portuguese economy, emphasising that it is crucial to preserve the recent achievements and avoid repeating the mistakes of the past.

The fight against money laundering now assumes a central importance within the financial sector, reflected in an increasingly demanding regulatory framework and in the growing complexity of illicit flows. António Henriques examines the issue from a historical and sociological perspective, advocating the use of Web 3 and blockchain as key instruments to enhance transparency and effectiveness in this fight.

Geostrategic tensions are shaping the European Union’s enlargement processes, with significant impacts on European balances and cohesion. Nuno Sampayo Ribeiro addresses this issue in a clear and in-depth manner, highlighting its implications for citizens, businesses and the financial sector.

João Tomaz discusses the ESG agenda within the European regulatory and supervisory context, noting that gaps in ESG data and the misalignment between regulatory ambition, supervisory expectations and economic reality constrain the management of climate and environmental risks and the financing of the transition. He advocates proportionate and predictable regulation, underpinned by robust public databases and collaborative ecosystems.

The update and analysis of the main banking sector indicators is featured in the Sector Bancário Num Minuto section, prepared by the APB’s Centre for Studies and Publications.