Press Releases

The exceptional measures set out in Decree-Law 80-A/2022, enacted by the Government to address the rapid surge in the commonly used mortgage interest rate indexes, have reinforced the existing mechanisms prescribed in the legal framework for preventing and resolving credit default, as established in Decree-Law 227/2012, as amended by Decree-Law 70-B/2021.

Released on the 3rd of April, within the framework of the Monitoring Committee of the National Financial Education Plan (PNFF) meeting, this report includes the financial literacy activities carried out by the 33 partners of the PNFF, which also includes the APB, throughout the year 2022.

Financial digitalisation - further accelerated by the COVID-19 pandemic - has given greater opportunities to individuals to access financial products and services and plan their financial future. 

Francisco Ferreira Silva and José Miguel Silva, from Sobreira School, in Paredes, district of Porto, were the national winners of the financial literacy competition - European Money Quiz - which in Portugal is promoted by the Portuguese Banking Association (APB).

The European Banking Federation (EBF) and Oliver Wyman today launched a study exploring the EU banking regulatory and supervisory framework and its impact on banks and the economy. The reference study concludes that a review of current capital requirements and supervisory processes could provide capacity for around EUR 4 trillion additional bank lending to finance the green and digital transitions and strengthen the competitiveness of the EU economy.

The European Banking Federation (EBF) has published Facts & Figures 2022, its annual update on the banking sector in Europe. Building on 2021 data from the European Central Bank (ECB), the statistical publication provides users with a unique perspective on the structure, performance, lending, and deposit trends in European banking alongside a country-by-country overview.